Welcome to Colorado Home Loans’s website. By accessing or using this website, you agree to comply with and be bound by these Terms of Use. If you disagree with any part of these terms, please do not use our website.

1. Acceptance of Terms

By accessing and using this website, you agree to comply with these Terms of Use, including our Privacy Policy. These terms apply to all users of the site, including but not limited to browsers, vendors, customers, and/or contributors of content.

2. Intended Audience

This website is intended for users located in the state of Colorado, USA.

3. Purpose and Scope of the Website

This website provides educational content on mortgage, refinance, and loan-related topics. It also offers resources to connect users with mortgage services and facilitates contact with Colorado Home Loans for professional consultations.

4. User Accounts and Registration

This website does not require or support user registration. It is accessible without the need to create an account or log in.

5. Permitted and Prohibited Conduct

When using this website, users agree to conduct themselves respectfully and avoid any disruptive or harmful behavior. Specifically prohibited conduct:

• Users may not upload, post, or transmit any harmful, abusive, or disruptive content.

• Users may not attempt to hack, overload, or otherwise compromise the site’s functionality.

• Users may not impersonate others or use the site for fraudulent purposes.

• Users may not engage in any behavior that infringes upon the rights of others or violates applicable laws.

6. Intellectual Property

All content, including text, images, logos, and web design, is owned or licensed by JLW Online. No reuse, reproduction, or redistribution of our content is allowed without written permission.

Logos such as the Lending 3 logo, Equal Housing Opportunity logo, NMLS logo, and social media icons (e.g., Facebook and Instagram) are used under fair use for identification purposes only and are the property of their respective owners.

7. External Links and Third-Party Content

This website may contain links to third-party websites or use features (such as CSS styles or scripts) from third-party sources. These links and features are provided for your convenience; Colorado Home Loans does not control, endorse, or assume responsibility for any third-party content.

8. Disclaimer of Warranties and Limitation of Liability

As per Colorado mortgage industry standards, Colorado Home Loans provides this website and its content "as is," without any warranties, express or implied, including but not limited to the accuracy, reliability, or completeness of any information. We are not liable for any damages arising from the use of this site or its content.

9. SMS Notifications and Alerts

• This campaign sends SMS notifications, alerts, and messages about loan application status. to customers who have opted in to receive SMS notifications.

• You can cancel the SMS service at any time. Simply text "STOP" to (970) 888-6555. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

• If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to or call us directly at (970) 888-6555.

• Carriers are not liable for delayed or undelivered messages.

• As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

• For privacy-related inquiries, please refer to our Privacy Policy linked here.

10. Termination of Use

We reserve the right to terminate your access to the website if you violate these Terms of Use or engage in prohibited behavior.

11. Governing Law

These terms are governed by the laws of the state of Colorado.

12. Dispute Resolution

All disputes arising from or relating to these Terms of Use will be resolved through binding arbitration in Colorado.

13. Changes to the Terms

Colorado Home Loans reserves the right to update or modify these Terms of Use as necessary. Users are responsible for reviewing the Terms periodically to stay informed of any changes.

14. Contact Information

For questions about these Terms of Use, please contact us at .

Last Updated

This Terms of Use Policy was last updated on May 23, 2025.